Medical Debt May Soon Return to Credit Reports—Here’s How Employers Can Protect Their People
Recent federal guidance has reignited debate over how medical debt should appear on credit reports.
Benefit Navigation
Breaking Down the True Costs of Health Insurance: What Premiums, Deductibles, and Copayments Mean for You
Navigating health insurance is notoriously confusing—and the numbers prove it. A recent study revealed that only 9% of insured individuals can accurately define basic terms like premiums, deductibles, and coinsurance. This isn’t just a minor misunderstanding—it’s a widespread issue that often leads to financial consequences. More than a quarter of Americans have reported receiving unexpected
Are “Harmless” Over-the-Counter Drugs Driving Up Pharmacy Costs for Payers?
Over-the-counter (OTC) medications often seem harmless, given their easy accessibility and perceived safety. However, these drugs may unknowingly complicate medical conditions and interact with prescribed medications given to you by your healthcare provider, leading to increased healthcare costs for payers. Clinical pharmacists, with their expertise in medication management and drug-disease interactions, play a pivotal role
Are “Harmless” Over-the-Counter Drugs Driving Up Pharmacy Costs for Payers? Read More »
Clinical Pharmacists in Benefit Navigation: A Path to Cost and Time Savings
Navigating the maze of prescription drug access is fraught with obstacles—from understanding insurance rules to coordinating multiple medications and dealing with various prescribers. For many patients, even acquiring a single prescribed medication can be a daunting challenge, compounded by high costs and strict insurance regulations.
Clinical Pharmacists in Benefit Navigation: A Path to Cost and Time Savings Read More »
Integrating Hospital Financial Assistance: The Next Health Equity Initiative for ACA & Medicare Plans
This initiative tackles financial disparities directly, ensuring that all members, especially those from low-income backgrounds, have access to affordable care without the burden of overwhelming medical debt.
CBS MoneyWatch Highlights Emry and Care Navigation
A recent CBS MoneyWatch article on tactics for reducing consumer debt quoted Nick McLaughlin, a strategic advisor at Emry who also used to work in debt collection, in the section on medical debt.
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Reducing HIPAA Risk: The Importance of Outsourcing Benefit and Healthcare-Related Questions
Imagine a business owner, whether at the helm of a promising startup or steering a well-established corporation, grappling with the day-to-day complexities of operations.
Investing in Employee Well-being: Goodroot CEO Michael Waterbury’s Perspective with KFFN
No employer wants their team members to be in medical debt. But in today’s healthcare landscape, simply having health insurance is not enough to protect employees from financial hardship. Goodroot CEO Michael Waterbury talks healthcare navigation and outlines a key shift in thinking that helps overcome this dynamic. Transcript: I think the thing that people don’t necessarily think of
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WENG Radio Spotlight: Emry health advisor discusses navigating healthcare costs
In this WENG radio interview, one of our health advisors breaks down the equation that makes care navigation so necessary in today’s benefits marketplace. Transcript: I think employers for a long time have known the value of caring for the people that serve their customers. And that’s why employee benefits plans exist in the first
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Toolkit: What every employer needs to know about hospital financial assistance
2024 Goodroot survey results: What we uncovered We surveyed 2,000 American adults to gauge medical debt prevalence and level of awareness and experience concerning hospital financial assistance programs. We then isolated results to focus specifically on those with commercial, employer-sponsored coverage. $17,393 Average amount employers spent on health benefits for family coverage per employee in
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